HOW TO MAKE MINIMUM HOSPITAL BILLS FOR EXPENSIVE MEDICAL EXPENSES

Nana Nguyen 01/04/201917/01/2020 0 Comments cost-reduced, english, insurance

People who are living, studying or working in Japan must always be obliged to pay a kind of insurance. However, people always complain about why they have to pay. What benefit for insurance? There are many such questions, but the health issue in Japan is very important. Do you always think that you will always be healthy and do not need to be hospitalized? So when you accidentally have a toothache, stomach ache, stomach ache, … what you have to do? If you don’t have insurance, you’ll have to pay a lot. Japanese insurance will pay 70% of hospital fees, you must pay 30%. So if in case you need surgery, or you unfortunately have a serious disease, then to reduce the amount of treatment at the hospital you should do. In this article, I will show you how to reduce hospital fees to about 35,000yen after being reduced to those who are seriously ill and have high treatment costs.

REDUCING THE COSTS IN JAPAN FOR HEALTH, SURGERY, HIGH COST

Although you have to pay lots and many things while living in Japan. However, if you got any problem, you will receive very good benefits. Each city has different benefits for insured participants. One of the benifit you can get named: 国民健康保険の高額療養費の支給 (Kokumin kenko hoken no kogaku ryoyo-hi no shikyu). Payment of expensive medical expenses of National Health Insurance. What is 国民健康保険の高額療養費の支給? This is a reduced-cost regime for high-cost treatment in Japan only from 3man5 for treatment for people under 70 years of age. In Kyoto city the cost benifit here. They write very detailed on the website, so if your language is good, you should learn and research benefits.

You should first write this name to a sheet of paper. After that asked the staff to see where the place to get this is the easiest way if your language is poor. You have to go to Ward that you belonged to.

HOW TO GET 国民健康保険の高額療養費の支給 REDUCED-COST CERTIFICATE

When you ask staff they will lead you to where you have to take a number. It named: **高額療養費・限度額認定書** High medical expenses and limit amount certificate. Number 8 with pink color at the bottom.

Wait to your turn. Prepare Insurance Card. You give the staff your Insurance Card and tell them I want to take High medical expenses and limit amount certification. 高額療養費・限度額認定書 Kokumin kenko hoken no kogaku ryoyo-hi no shikyu toritaidesu.

Then the employee will put the information into the computer. Then print out a sheet of paper for you. In this sheet you have to fill in 5 places. 1 is the rest address, 2 is the full name, 3 is the phone number, 4 is the date of birth, 5 is your signature. Then give it to the staff to check. It is possible that each locality will have a separate form or not, it is unclear. This is the form of the Sakyo-ku ward in Kyoto

HIGH MEDICAL EXPENSES AND LIMIT AMOUNT CERTIFICATE

After you done the form. They will give you 限度額適用・標準負担額減額認定証 (High medical expenses and limit amount certification). It valid within 3 months. After that you have to come and re-new it again. This is free, no charge. You can get if you want.

There are 5 types. A, I, U, E, O based on your income. A is the highest income. The lowest is O. O:is student, low income people,…The max they have to pay is 35,400yen (not included meals, hospital bed fee).

NOTICE WHEN REGISTERING AND USING THE COST-REDUCED CERTIFICATE

If you are a full-time employee, your insurance will be Shakai Hoken and not Kokumin Hoken. In some cases your ward will not grant you a request to contact the insurance company to issue. The time of the card will be 1 year instead of 3 or 4 months as when going to the ward to do by yourself.
Going to register in the ward is required to bring the insurance card with you.
When you enter the hospital you have to submit this certificate and insurance card at the receptionist. BEFORE entering the hospital. If you submit after that will not be accepted and you must pay the entire amount. After that, the procedure with the ward was very complicated
When the card expired, remember to go to Ward to re-new it and bring it with you. Because it no charge but if something unexpected happens, it will be hard. You should prepare it with you every time.

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